Cheap Temporary Car Insurance

Temporary car insurance, also known as short term car insurance, is available to United Kingdom drivers who need car insurance for a short period of time. UK drivers who buy cars online, are borrowing a friend's car or taking a car out for a test drive should consider purchasing temporary car insurance. This type of insurance can be bought for a day and up to 28 days. There are temporary policies that are renewed once a month but for up to eight months. Most short term insurance policies are used for under a month and usually to cover themselves for just that amount of time. There are requirements, but keep in mind that each company is different.

Requirements

The age requirement for drivers to obtain temporary car insurance is 25, but some insurance companies will accept drivers as young as 18 years old. A good driving history and a UK license for at least one year are the basic requirements. Drivers must be UK residents, but temporary insurance can be given to people with European Union licenses.

Why Do I Need Short Term Insurance?

Temporary insurance should be used for people who purchase cars on the Internet. They will need insurance when driving the car home. This type of insurance is also good for people borrowing family or friend's cars for moving or vacationing. Any time a person needs to borrow someone's car, they need to purchase short term car insurance to cover themselves just in case of any accidents.

If a person's car is taken and not insured, both driver and owner could suffer consequences. The owner could get points on their driver’s license and get fined up to 5,000 pounds. It is a criminal offense when the owner of the car lends their car to someone without insurance.

Where To Get Temporary Insurance?

Many drivers will go to their car insurance agents to purchase short term insurance, but this type of insurance is also available online. Online companies can be more affordable and go into effect the next business day. Once all the information has been filled out online, it is possible to print out the necessary information for proof. If a driver does choose to get their insurance from an agent, then they will provide them with the necessary documentation. Since this is a short term policy, the procedure for obtaining it is very quick and easy.